What will your breed's insurer still not pay for after a year?
Pick a breed. We list the conditions it is documented to face, then read every insurer's own policy wording for each one, and count how many are still not claimable twelve months after you sign.
Dog breeds
-
Beagle medium 0 of 3 conditions restricted at twelve months,
across 4 insurers -
Cavalier King Charles Spaniel toy 1–2 of 3 conditions restricted at twelve months,
across 4 insurers -
Chihuahua toy 1–2 of 3 conditions restricted at twelve months,
across 4 insurers -
Cocker Spaniel medium 0–1 of 3 conditions restricted at twelve months,
across 4 insurers - English Bulldog medium 0–1 of 3 conditions restricted at twelve months, across 4 insurers
-
French Bulldog small 1 of 6 conditions restricted at twelve months,
across 4 insurers -
Golden Retriever large 1 of 4 conditions restricted at twelve months,
across 4 insurers -
Jack Russell Terrier small 2–3 of 3 conditions restricted at twelve months,
across 4 insurers -
Labrador Retriever large 0 of 4 conditions restricted at twelve months,
across 4 insurers -
Pug small 0 of 4 conditions restricted at twelve months,
across 4 insurers -
Rottweiler large 1 of 4 conditions restricted at twelve months,
across 4 insurers -
West Highland White Terrier small 2–3 of 4 conditions restricted at twelve months,
across 4 insurers -
Yorkshire Terrier toy 2–3 of 4 conditions restricted at twelve months,
across 4 insurers
That breed is not in the register yet. A breed is only published once at least three of its conditions come from a source that states its sample size, and once we have read the policy wording for each one, so the register grows slowly and most breeds are still missing.
What a breed page actually gives you
Every breed in the register is counted the same way. Here is the French Bulldog against the four insurers whose policy documents we have read, with the count taken straight from their own wording.
Spot
1of 6
condition is still not claimable after twelve months
- Blocked outright
- 0
- Conditional
- 1
- Longest wait
- 14 days
Lemonade
1of 6
condition is still not claimable after twelve months
- Blocked outright
- 0
- Conditional
- 1
- Longest wait
- 30 days
Trupanion
1of 6
condition is still not claimable after twelve months
- Blocked outright
- 0
- Conditional
- 1
- Longest wait
- 30 days
Figo
1of 6
condition is still not claimable after twelve months
- Blocked outright
- 0
- Conditional
- 1
- Longest wait
- 180 days
See every condition and the wording behind itThis summary shows the counts only. The breed page names each condition, the study it came from, and the section of the policy that produces the verdict.